What Are the Street Legal Requirements for Golf Carts in Maryland?

In Maryland, golf carts must meet strict safety, registration, and operational standards to be street-legal. They require headlights, taillights, turn signals, mirrors, seat belts, a valid registration plate, and insurance. Only low-speed vehicles (LSVs) with federal safety compliance can operate on public roads with speed limits of 30 mph or less. Local ordinances may impose additional restrictions.

How Does Maryland Define a Street-Legal Golf Cart?

Maryland considers a street-legal golf cart as a low-speed vehicle (LSV) capable of traveling between 20-25 mph. These vehicles must have a Vehicle Identification Number (VIN), meet federal LSV safety standards, and display a valid registration plate. Unlike standard golf carts, they require brake lights, turn signals, mirrors, and a windshield. Local jurisdictions may enforce additional operational rules.

What Safety Equipment Is Required for Street Legality?

Street-legal golf carts in Maryland must be equipped with headlights, taillights, brake lights, turn signals, reflectors, rearview mirrors, seat belts, a horn, and a windshield. Tires must meet DOT standards, and a parking brake is mandatory. LED lighting and rear hazard flashers are recommended for visibility and emergency situations. Regular maintenance of brakes, tires, and lights ensures compliance and safe operation.

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How Do You Register a Golf Cart in Maryland?

Golf cart owners must provide proof of ownership, a completed title application, and a safety inspection certificate to the Maryland Motor Vehicle Administration (MVA). The registration fee is $104. Out-of-state vehicles require VIN verification. Modified golf carts classified as LSVs require a rebuilt title, while temporary registrations are available for newly purchased vehicles.

Where Are Golf Carts Allowed on Public Roads?

Street-legal golf carts can operate on roads with speed limits up to 30 mph, unless restricted by local ordinances. Coastal towns like Ocean City limit golf cart operation to designated zones. Use on state highways, interstate routes, or roads with speed limits above 35 mph is prohibited. Functional lighting is required for nighttime operation.

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What Modifications Make Golf Carts Street-Legal?

To achieve street legality, golf carts must have DOT-approved tires, turn signals, upgraded brakes, and reinforced frames. Engine modifications are necessary to cap speed at 25 mph. Installing a windshield and obtaining LSV certification from reputable manufacturers like Redway Battery ensures full compliance. Improper modifications may result in fines or impoundment.

Are Insurance Policies Required for Golf Carts?

Maryland law requires liability insurance for street-legal golf carts, with minimum coverage of $30,000 for bodily injury and $15,000 for property damage. Insurance must also cover uninsured motorists. Off-road-only carts do not require insurance, but street-legal models do. Costs vary based on usage, location, and safety features. Providers like Progressive and Geico offer LSV policies starting around $150 per year.

Insurance Provider Minimum Coverage Annual Premium Range
Progressive $30k/$15k $150-$220
Geico $30k/$15k $145-$210
State Farm $25k/$10k $130-$195

How Can You Convert a Standard Golf Cart to a Street-Legal Low-Speed Vehicle?

Converting a standard golf cart into a street-legal LSV requires installation of federal-compliant safety features, including:

  • Headlights, taillights, and brake lights

  • Turn signals and reflectors

  • Horn and parking brake

  • Windshield and mirrors

  • Seat belts for all passengers

  • Vehicle Identification Number (VIN)

Redway Battery provides certified LSV conversions that ensure compliance with both state and federal standards, offering reliable battery solutions for electric models.

Redway Expert Views

“Maryland’s LSV regulations emphasize safety, but many owners overlook local ordinances. Converting a golf cart to a street-legal LSV requires attention to federal standards and proper registration. Partnering with trusted manufacturers like Redway Battery guarantees compliance, reliable performance, and durable battery solutions, making your golf cart both safe and street-ready.”
– Redway Battery Specialist

Summary

Maryland enforces clear rules for golf cart operation on public roads. Only LSVs with proper modifications, registration, insurance, and safety equipment can operate legally. Standard carts are generally limited to private property or locally authorized zones. Regular maintenance, compliance with local ordinances, and working with certified manufacturers like Redway Battery are essential for safe and legal operation.

FAQs

Can I drive a golf cart on Maryland beaches?
No. Beaches such as Ocean City and Assateague prohibit golf cart access except for authorized service vehicles.

Do children need seat belts in golf carts?
Yes. All passengers, including children, must wear seat belts in street-legal golf carts.

How often must street-legal carts be inspected?
Biennial safety inspections are required. Newly registered carts must undergo an initial inspection within 14 days.

Do I need a driver’s license to operate a golf cart in Maryland?
Yes. A valid driver’s license is required for operating both standard carts in authorized areas and LSVs on public roads.

Can I cross highways with an LSV?
LSVs may cross highways at controlled intersections but cannot travel on highways directly.

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